Privacy Policy

LAST UPDATED: February 15, 2022

REGO Payment Architectures, Inc. (“REGO,” “we,” “us”) provides technology platforms designed for the management of the under-18 age group in the global online market. REGO’s websites are for the purpose of sharing information about the REGO company and its products. This REGO Website Privacy Policy covers only this website (https://mazoola.co). There is a separate REGO Application Privacy Policy that covers REGO’s applications.

We are concerned about online privacy issues and want you to be familiar with how we collect, use and disclose your Personal Information (as defined below). This Privacy Policy (“Policy”) describes our practices in connection with Personal Information that we collect through our website located at https://mazoola.co (“Site”). This Policy does not address our practices regarding information that we collect through any other website or application, nor by any other means, other than through the Site; nor does this Policy govern the collection, use or disclosure of information by any affiliate or subsidiary (collectively, “Affiliated Entities”) or by third-parties.

By using the Site, you agree to the terms and conditions of this Policy. If you do not agree to the terms and conditions of this Policy, please do not use the Site and email us at [email protected] to let us know your concern.

Table of Contents

Kids Privacy Assured by PRIVO: COPPA Safe Harbor Certification

REGO Payment Architectures, Inc. is member of the PRIVO Kids Privacy Assured Program (“the Program”) for COPPA Safe Harbor Certification and GDPRkids™. PRIVO is an independent, third-party organization committed to safeguarding children’s personal information collected online.

COPPA Safe Harbor Certification

The Program certification applies to the digital properties listed on the validation page that is viewable by clicking on the PRIVO COPPA certification Seal. The certification Seal posted on this page indicates REGO Payment Architectures, Inc. has established COPPA compliant privacy practices and has agreed to submit to PRIVO’s oversight and consumer dispute resolution process. If you have questions or concerns about our privacy practices, please contact us at (215) 247-5500 or [email protected]. If you have further concerns after you have contacted us, you can contact PRIVO directly at [email protected].

GDPRkids™ Privacy Assured

The Program applies to the digital properties listed on the validation page that is viewable by clicking on the PRIVO GDPRkids™ Verified Shield. The PRIVO GDPRkids™ Privacy Assured Program supports child directed services known as Information Society Services under the General Data Protection Regulation (GDPR), to comply with the requirements of this legislation. It impacts any child directed service in an EU Member State and any service globally that collects and or processes the personal data of children and minors. There is no safe harbor for the GDPR to date, but to ensure this company’s services meet the program requirements, we conduct regular monitoring and consulting.

Changes in this Privacy Policy

From time to time, we may need to change our Privacy Policy because of changes in the law, technology, our business, or our attempts to better serve user needs. If we decide to change our Privacy Policy, we will post the changes within the Privacy Policy itself, with an alert on the homepage or in other places we deem appropriate. If we change how we use your Personal Information (defined below), we will notify you here, by email, or by means of a notice on our homepage. We reserve the right to modify this Privacy Policy at any time, so please review it frequently. All information collected after any updates to the Privacy Policy will be subject to the new policy. If we make material changes to how we use the Personal Information (defined below) collected from children under age 13 in the United States or 16 in the European Union, we will notify Parents by email in order to obtain verifiable parental consent for the new use of the child’s Personal Information, to the extent required by law.

Children Under 13 (US) and Under 16 (EU)

We are very concerned about the safety of children online. We comply with the Children’s Online Privacy Protection Act of 2000 (“COPPA”) to the extent it applies to us and this Site and with GDPR as it relates to children. We do not knowingly collect Personal Information from children on our Site, which is for adults.

Types of Information Collected

REGO gathers two types of information through the Site: “Personal Information” and “Non-Personal Information”. Personal Information is information collected online that can be used to identify, contact or locate an individual. Non-Personal Information is information that does not reveal an individual’s specific identity, such as aggregated information and demographic information.

From time to time, the Site will offer an option to be contacted regarding events or offers. You must be 18 years or older to sign up for such notifications. We collect the following Personal Information from adults when they sign up for these notices: First Name, Last Name, Email. This same process also automatically captures Non-Personal Information in the form of the geographic location of the Internet Service Provider, allowing us to filter out requests from countries where these events and offers do not apply.

When you visit and interact with the Site, REGO and its third-party service providers may also collect other Non-Personal Information (for example, a catalog of the Site pages you visit). This Non-Personal Information is generally collected through the Site from server log files, environmental variables and cookies.

  • Server Log Files. Your Internet Protocol (IP) address is a number that is automatically assigned to the computer that you are using by your Internet Service Provider (ISP). This number is identified and logged automatically in our server log files whenever you visit the Site, along with the time(s) of your visit(s) and the page(s) that you visited. IP addresses may be used for purposes such as calculating Site usage levels, helping diagnose problems with the Site’s servers, and administering the Site. Such server log files are anonymous, and do not link to any other sources of data.
  • Environmental Variables. Certain environmental variables, such as your MAC address, computer type (Windows or Macintosh), screen resolution, OS version, Internet browser, and Internet browser version may be collected. These environmental variables are collected by most websites, and can be used to optimize your experience on the Site.
  • A cookie is a small text file placed on your device when you visit a website. The cookie gives your device a unique, random ID, and this ID enables our Site to readily recognize each device on a subsequent visit to our Site. Our Site gets anonymous tracking data on the usage of our Site via a cookie provided by Google Analytics. We do not link the information we store in cookies to any Personal Information you may submit while on our Site. As a rule, cookies make your browsing experience better. However, you may prefer to disable cookies on this Site and on others. The most effective way to do this is to disable cookies in your browser. We suggest consulting the Help section of your browser. For further information about how Google Analytics uses cookies and IP address data, see:
  • Social Media. Clicking on a social “share” button sends data to our Google Analytics account and potentially to a third-party, for example Instagram, Twitter, or Facebook

For more detailed information on these cookies please see the table below.How Information Is Used

We use Personal Information in the following ways:

  1. Notifications and Alerts. If someone requests to be contacted regarding events or offers, we will use the Email address they provide to send them these notifications.

We use Non-Personal Information to better manage and secure our Site. For instance, this anonymous information may include your device’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site visited, the time and date of the visit, the time spent on those pages, and other statistics.  If you opt to sign up for the emailing list, then your IP address will be used by the email service provider to prevent spamming of our site.

Third-Party Service Providers

The chart below summarizes the Third-Party Service Providers used by the Site, and the data made available to them. The form for requesting to be added to a mailing list specifically states that it is only for use by those that are 18 or older. Web analytics information is gathered anytime a user opts to allow cookies.

THIRD-PARTY SERVICE PROVIDERPURPOSEPERSONAL INFORMATIONNON-PERSONAL INFORMATION Legal Basis for Processing
ElasticEmailMailing list service

·       Name

·       Email Address

·       IP Address

 ·     Consent, if you opt to sign up for the emailing list
Google AnalyticsWebsite analytics

                N/A

·     Anonymous Browser Identifier Cookie

·      HTTP Header Info

·    Consent if you opt in to the use of analytics

The privacy policies of these providers are available here:

How Personal Information Is Disclosed

We do not share, sell, rent or trade your Personal Information other than as disclosed below or otherwise within this Privacy Policy.

  1. Third-Party Service Providers. We work with third-parties who provide services including, but not limited to, operating and hosting our Site, data storage, email delivery services, and contractors who assist with programming and technical aspects of our Site. We reserve the right to share Personal Information with such third-parties for the sole purpose of enabling them to provide such services.

For our users  in the EU

If a third-party service provider is located outside the EU/EEA, your personal information may be transferred to a country that does not have data protection laws equivalent to yours.  In those cases, REGO will put in place appropriate safeguards to protect your personal information in connection with the transfer. You can contact us here to find out more about these safeguards.

  1. We reserve the right to transfer any and all information that we collect to an Affiliated Entity or a third-party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of REGO’s business, assets or stock (including without limitation in connection with any bankruptcy or similar proceedings).
  2. Law enforcement; emergencies; compliance. We reserve the right to disclose Personal Information and any other information we collect as we believe to be appropriate (a) under applicable law; (b) to comply with legal process served on us, as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on us; (c) to respond to governmental requests; (d) to enforce our User Agreement and terms and conditions of the Service; (e) to protect our operations or those of any Affiliated Entities; (f) to protect the rights, privacy, safety or property of REGO, the Affiliated Entities, you or others; and (g) to respond to any claims and permit us to pursue available remedies or limit the damages that we may sustain.

Links and Third-Party Sites

The Site may contain links to third-party websites. These linked sites (including without limitation the websites of Affiliated Entities) are not under REGO’s control and we are not responsible for the privacy practices, the contents of or any products or services sold from any such linked site. We provide such links only as a convenience, and the inclusion of a link on the Site does not imply endorsement of the linked site by REGO. If you provide Personal Information through any such third-party website, your transaction will occur on such third-party’s website (not the Site) and the Personal Information you provide will be collected by, and controlled by the privacy policy of that third-party. We recommend that you familiarize yourself with the privacy policies and practices of any such third-parties. PLEASE NOTE THAT THIS POLICY DOES NOT ADDRESS THE PRIVACY OR INFORMATION PRACTICES OF ANY THIRD PARTIES, INCLUDING, WITHOUT LIMITATION, AFFILIATED ENTITIES AND PARTICIPATING MERCHANTS.

Data Security

The security of your Personal Information is important to us. We follow generally accepted industry standards to protect the information you submit to us. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. Once we receive your information, we use HTTPS encryption to transmit any Personal Information. Any Personal Information you provide for the REGO Service is stored on secure third-party infrastructure in accordance with their security procedures.

Retention Time

The data is kept for the time necessary to provide the service requested by the User, or stated by the purposes outlined in this document, and the User can always request that the Data Controller suspend or remove the data.

Changing or Deleting Information

If you chose to sign up for notifications, once you receive a notification, you may stop any further notifications by using the “unsubscribe” link provided in the notification. If you would like to review or request deletion of your personal information, please contact us at [email protected]

Jurisdictional Issues

The Site is controlled and operated by REGO from the United States, and is not intended to subject REGO or any Affiliated Entity to the laws or jurisdiction of any state, country or territory other than that of the United States. REGO does not represent or warrant that the Site or any part thereof, is appropriate or available for use in any particular jurisdiction. We may limit the Site’s availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.

A Note to EU Citizens

REGO complies with the rights given to EU Citizens under the General Data Protection Regulation (GDPR). These rights are as follows:

  • the right to have your personal information updated to ensure it is up-to-date and accurate.
  • the right to withdraw your consent to any processing that is currently being done under your consent.
  • the right to receive a copy of the personal information we hold about you.
  • right to request that we delete personal information in certain circumstances.
  • the right to have us transfer to another controller the personal information that you have provided us with.
  • the right to request a restriction on the processing of your data in some limited circumstances.
  • right to request that we stop processing your data.

For more information on how to action these rights please contact us at: [email protected].

If you are an EU citizen and would like to make a complaint about the way we process your personal data, you can contact the relevant Data Protection Authority (DPA). Please contact us using the details below to find out more.

Contacting Us

If you have any questions regarding this Policy, our information practices, or accessibility, please contact us by e-mail at [email protected], write us at the address below or call (215) 247-5500. Please note that e-mail communications will not necessarily be secure; accordingly, you should not include credit card information or other sensitive information in your e-mail correspondence with us.

REGO Payment Architectures, Inc.
325 Sentry Parkway
Suite 200
Blue Bell, Pennsylvania 19422

Attention: Customer Service

The Mazoola℠ Virtual Mastercard Debit card is issued by Evolve Bank & Trust, member FDIC, pursuant to a license from Mastercard International Incorporated.
Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

Mazoola℠ is a service of Rego Payment Architectures, Inc. ©Copyright 2021 Mazoola. All Rights Reserved. 325 Sentry Parkway, Suite 200, Blue Bell PA 19422

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Teach Kids Essential Money Management Skills
  • Teach importance of money management (earning & spending)
  • Encourage giving (charity and community impact)
  • Build skills in saving and budget (set and reach goals)
Teach Kids Essential Money Management Skills
  • Teach importance of money management (earning & spending)
  • Encourage giving (charity and community impact)
  • Build skills in saving and budget (set and reach goals)
Build Confidence And Lasting Financial Habits
  • Gain valuable experience with earning, saving and spending money
  • Understand the importance of setting and achieving financial goals
  • Learn about social responsibility and impact of charitable giving
Build Confidence And Lasting Financial Habits
  • Gain valuable experience with earning, saving and spending money
  • Understand the importance of setting and achieving financial goals
  • Learn about social responsibility and impact of charitable giving
Co-Pilot Their Journey To Financial Responsibility
  • Robust reward system to establish chores, create allowances and set goals
  • Parental control to approve retailers, purchase channels and set spending limits
  • Realtime alerts and notifications and account monitoring to guide decisions
Co-Pilot Their Journey To Financial Responsibility
  • Robust reward system to establish chores, create allowances and set goals
  • Parental control to approve retailers, purchase channels and set spending limits
  • Realtime alerts and notifications and account monitoring to guide decisions
Protect Your Child's Personal & Financial Information
  • Mazoola never stores, shares nor sells your child’s personal information
  • Mazoola never captures a child’s identity to ensure neither retailer, card or bank merchants have access to child’s name, age or location
  • Mazoola is the only independently certified COPPA compliant mobile wallet
Protect Your Child's Personal & Financial Information
  • Mazoola never stores, shares nor sells your child’s personal information
  • Mazoola anonymizes child’s identity to ensure neither retailer, card or bank merchants have access to child’s name, age or location
  • Mazoola is the only independently certified COPPA compliant mobile wallet
What Is COPPA?
Children's Online Privacy Protection Act: U.S. federal law designed to prohibit the collection and use of personal information about children by the operators of Internet services and Web sites. Passed by the U.S. Congress in 1998, the law took effect in April 2000. It is administered and enforced by the Federal Trade Commission (FTC).
What Is COPPA?
Children's Online Privacy Protection Act: U.S. federal law designed to prohibit the collection and use of personal information about children by the operators of Internet services and Web sites. Passed by the U.S. Congress in 1998, the law took effect in April 2000. It is administered and enforced by the Federal Trade Commission (FTC).